National Insurance for Self Employed
What we offer
If you have any queries regarding your National Insurance or want to get your National Insurance records we can contact HMRC on your behalf and request required information.
National Insurance for Self Employed
Self-employed National Insurance rates:
You usually pay 2 types of National Insurance if you are self-employed:
- Class 2 if your profits are £6,725 or more a year
- Class 4 if your profits are £12,570 or more a year
How much you pay:
Class | Rate for tax year 2024/2025 |
Class 2 | £3.45 per week |
Class 4 | 9% on profits between £12,570 and £50,270 2% on profits over £50,270 |
If your profit is lower than £6,725 you still can pay voluntary National Insurance to avoid gaps in National Insurance record.
Gaps can mean you will not have enough years of National Insurance contributions to get the full State Pension (sometimes called qualifying years)
What National Insurance is for:
National Insurance contributions count towards the benefits and pensions in the table.
Benefit | Class 1: employees | Class 2: self-employed | Class 3: voluntary contributions |
Basic State Pension | Yes | Yes | Yes |
Additional State Pension | Yes | No | No |
New State Pension | Yes | Yes | Yes |
Contribution-based Jobseeker's Allowance | Yes | No | No |
Contribution-based Employment and Support Allowance | Yes | Yes | No |
Maternity Allowance | Yes | Yes | No |
Bereavement Support Payment | Yes | Yes | No |
Class 4 contributions paid by self-employed people with a profit of £12,570 or more do not usually count towards state benefits.
National Insurance Class 2 and Class 4 payment
Most people pay the contributions as part of their Self Assessment tax bill.
Our Price
£35